Property Insurance

Property insurance are types of coverages that protect you and the property you own. Helps protect your home and belongings against specified covered perils such as theft or fire. It also typically includes liability coverage which can protect you when you are found legally responsible when someone is injured in your home or if you case damage to someone else's property.

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Types of Property Insurance

Property insurance are types of coverages that protect you and the property you own. The following are the different types of property insurance that you can purchase.

Helps protect your home and belongings against specified covered perils such as theft or fire. It also typically includes liability coverage which can protect you when you are found legally responsible when someone is injured in your home or if you case damage to someone else’s property.

Helps you protect against structural damage to the interior of your unit. It can also include liability protection depending on your policy.

Protects the personal property of the renter such as furniture, clothing, and electronics. It also includes a liability coverage component.

Helps protect a property that generates rental income. This type of insurance protects your building from certain perils and liability protections if you are sued following an incident on your property.

  • Student Rental insurance: A specific type of landlord insurance if you are renting specific for students
  • Rooming House Insurance: A specific type of landlord insurance if you are renting individual rooms within your property to different tenants

Helps protect your property against “Named Perils” since the risks associated with a seasonal property is different than that of fully occupied property. It can include contents coverage and personal liability coverage similar to other property insurance as well as watercraft coverage for items such as boat, Jet Ski, canoe, etc.